Meet Sharon

With 33 years of financing experience, the last 29 years at Bell Bank Mortgage, Sharon Gatto is an icon in the Twin Cities lending industry. Known for her integrity, Sharon is dedicated to provide outstanding service while being sensitive to her clients' needs and wishes.

Responsiveness and follow-through during the loan process are the hallmarks of Sharon’s service. Her attention to detail and caring attitude have gained her a solid reputation. With her longevity at Bell Bank Mortgage, Sharon routinely has past satisfied clients returning to her for their next purchase or refinance. 

Mortgage financing can be a detailed and sometimes confusing process. Let Sharon help make it clear and easy for you.

How Sharon Works

Sharon prides herself on returning calls and emails promptly. She is very detailed when it comes to closing numbers and loan program information. Sharon will be there for you every step of the way, from loan application through attending your home closing.

Expertise and Specialties

  • VA loans
  • Purchases
  • Refinances
  • Investment homes
  • Vacation homes

Thank you for all your help throughout my home purchase process. You have been so knowledgeable, kind, and gracious while fielding my questions. I was a bit nervous jumping into this whole process, but your calm and professionalism have left me assured. Thank you for helping to make my dream come true!

Community Involvement

 Spare Key Ambassador – I am committed to donating to this foundation each time a transaction is closed.

Honors and Awards

Super Mortgage Professionals 2010
Super Mortgage Professionals 2011
Super Mortgage Professionals 2013
Super Mortgage Professionals 2014
Super Mortgage Professionals 2015
Super Mortgage Professionals 2016
super mortgage professional 2017
2018 super mortgage professional
SMP 2019