Sharon Gatto

Your loan officer for life.

Meet Sharon

With 33 years of financing experience, the last 29 years at Bell Bank Mortgage, Sharon Gatto is an icon in the Twin Cities lending industry. Known for her integrity, Sharon is dedicated to provide outstanding service while being sensitive to her clients' needs and wishes.

Responsiveness and follow-through during the loan process are the hallmarks of Sharon’s service. Her attention to detail and caring attitude have gained her a solid reputation. With her longevity at Bell Bank Mortgage, Sharon routinely has past satisfied clients returning to her for their next purchase or refinance.

Mortgage financing can be a detailed and sometimes confusing process. Let Sharon help make it clear and easy for you.

How Sharon Works

Sharon prides herself on returning calls and emails promptly. She is very detailed when it comes to closing numbers and loan program information. Sharon will be there for you every step of the way, from loan application through attending your home closing.

Expertise and Specialties

  • VA loans
  • Purchases
  • Refinances
  • Investment homes
  • Vacation homes
As second-time homebuyers, my wife and I had many detailed questions. Sharon has the heart of a teacher and was patient with us. Even with last-minute closing modifications on our new construction, she put in extra hours to help us close on time. She is very knowledgeable, personable and helpful. We are very satisfied customers enjoying our beautiful new home. Thanks, Sharon!

Community Involvement

Spare Key Ambassador – I am committed to donating to this foundation each time a transaction is closed.

Honors and Awards

*Multiple Year Winner